Don’t be fooled — insurance companies are in the business to make money. They aren’t looking out for you best interests.
When there’s an accident and an insured customer makes a claim, there are several things they are hoping you don’t know. They certainly aren’t going to tell you these things, so it’s in your best interest to educate yourself.
Below are five secrets they hope you don’t find out:
- Report any injuries related to the accident. If you don’t report any injuries at the time of the accident, the insurance company may be able to hold this against you. It’s vital for you to report it and go immediately to get treated for any possible injuries.
- Take pictures of the accident. Having pictures can strengthen your case and help you gain additional income. The insurance company would love for you to forget to snap shots.
- Keep a record of all accident expenses. Keep a running expense list of anything related to your accident such as prescriptions, car rental fees, missed days of work, and home care services. Without this information, it can be hard for you to collect compensation down the road and that’s what the insurance company is counting on.
- Don’t admit fault. Never admit fault or blame in the accident or you may be responsible for payment that otherwise you wouldn’t have had to pay.
- You can hire an attorney. This is the last thing your insurance company wants you do to. Their hopes are that they will offer you a low settlement offer to pay for medical bills and possible lost wages. If you hire an attorney, however, you may be able to collect much more.
In a nutshell, don’t believe everything the insurance company tells you. Familiarize yourself with what to do in the event of any accident and how to hire a personal injury attorney you can trust.