It takes time to recover from a car accident. Even if you’re not seriously injured in the accident, you will still have to go through the process of filing a claim with your insurance company – which can be one MASSIVE headache.
The first step that will occur is your case will be assigned a claims adjuster who will pour through your policy to ensure you’re covered. The adjuster may contact you regarding the details of your accident, especially if fault for the accident is unclear or undetermined.
Throughout the course of the investigation, you can expect your insurance agent to:
- Request the police report
- Interview any witnesses
- Speak with other involved drivers
- Inspect your vehicle
- Document your car’s damage
- Check out the scene of the accident
- Request a signed medical release form giving them permission to speak with your doctors
- Speak with any doctors you visited and discuss your expenses
Learn about the 5 basic steps of filing a claim via this post from the DMV. You’ll learn when to file a claim, what else you can expect, as well as when to hire a car accident attorney.